Wealth
Management.
Creating a portfolio of high quality assets, trading at attractive prices and customized to the needs of our clients.
approach
value investing
Our investment approach is rooted in the time-tested principles of value investing. We have one goal: to create a portfolio of high-quality assets that trade at attractive prices and are customized to the needs of our clients. This overarching goal is attained by following a consistent process comprised of four key steps.
The first step in the process is to understand the needs of our clients and their financial goals. This includes a thorough look at our client’s financial circumstances and goals. In order to obtain this information, an Investor Profile Statement is completed.
At the heart of our wealth management services is our client. Our client comes first, second and third.
The second step is to work closely with each client to find the right solutions that achieve their overall investment objectives while maintaining an acceptable level of risk.
The third step is to implement the agreed upon solutions seeking to obtain the best possible results. The implementation process is not a one-time event but integrated with our fourth step.
The fourth step is to monitor and review the portfolio and financial solutions in light of our client’s changing circumstances and needs. As investment opportunities arise and portfolio adjustments are implemented, a periodic review is required to ensure that the portfolio is aligned with the investor’s risk and return requirements.
Equities
disciplined and time-tested
Our proven approach for creating and preserving wealth is disciplined and time-tested. We use a research-driven, bottom-up stock selection approach with a firm grasp on the significant factors affecting the global economy.
All our equity investments involve the careful screening of hundreds of businesses in the search for a handful of firms that demonstrate the strong fundamentals necessary for inclusion in our client portfolios.
Once we purchase an equity, we have a disciplined buy and sell process based solely on the price and fundamentals of the business we own. These decisions are placed in a framework of patience and uninfluenced by the short-term fluctuations of the stock market. In fact, a volatile stock market can be our best friend, allowing us to accumulate positions in exceptional companies at discounted prices.
Fixed Income
a well-diversified portfolio
Bonds are an important component of a well-diversified portfolio. Investing in bonds can provide a stable stream of income and reduce portfolio volatility. Bonds not only help to preserve capital by stabilizing returns during periods of weakness in the equity markets, but also provide a source of funds when unusual buying opportunities in the equity markets emerge. For this reason, the focus of the firm is largely restricted to well-collateralized bonds.
Our primary approach to managing bonds is to generate income while preserving client capital. For this reason, the focus of the firm is largely restricted to well-collateralized bonds.
We take a disciplined investment approach in order to add positive incremental gains over time.
As both active and value managers, we continually monitor the risk involved in every fixed income security and will adjust our holdings when faced with changing economic circumstances.
Our People
We have experienced and principled people. Sound risk management is ultimately dependant on the integrity of people.
Our Processes
We have put in place effective processes. We operate according to a strict code of ethics, and continually ensure that proper practices, controls, policies and procedures are in place.
Our Technology
Third, we utilize advanced technology both within ROCKLINC and also through the use of specialized partners that share our ethics and principles. This includes our custodian and trustee, NBIN (a subsidiary of National Bank).
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